Urður Verðandi Skuld should be understood.

They are a Law of Nature: action always has an equal reaction, the law of karma, always fair, always correct. Karman only means action, an act.

Urður is our doings, acts, thoughts, words.

We are all-responsible ourselves.
There is no “they decided” here, no “they spun”, nor “they made fate”.

No god meddles up with our actions.
(If some god is said to will this and will that to happen, then that device is not a god.)

We cannot blame others for our circumstances.
We are all-responsible ourselves.
We should know that our forgotten lifespans play in. We might not remember(??)
Verðandi is not disturbed by our stay in our peaceful Hel / Helia.

Before conception we decide place, time, and parents.

Some kids say: we can chose pets, and friends, but not parents –  true, because we already chose parents  –  before conception.

“Unfathomable is the course of action” (Bhagavad-Gita; note that this has nothing  to do with any gods).

We know not  –  as we know not jyotish (calculation),
but Verðandi never fails in her calculations, and we, in time, have our Skuld hitting back – “reap” exactly as we have “sown”.

Enginn má sköpun renna, no man can run away from his örlög (fate) which he himself created in the first place.

Same Urður Verðandi Skuld on Youtube