örlög
-Yes, I know, it is fate.
-But the matter is a bit more complicated as we do not know what fate is. We might have got it all wrong from a stupid man.
Let us try find out how many meanings the word ör has in Icelandic, and how many meaning lög has. That will be fun. Gives many combinations, right?
We also have to know that we make our fate. We ourselves. Our Urður becomes, calculated by Verðandi, our Skuld. That is karma.

See also Urður Verðandi Skuld
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Listen to pronunciation: örlög, Uðrur Verðandi Skuld